HUMAN-AI COLLABORATION IN COMMERCE EDUCATION: EXAMINING THE DEVELOPMENT OF ETHICAL DECISION-MAKING AND ENTREPRENEURIA

Authors

  • Isha Tyagi Research Scholar, School of Management and Commerce Studies, SGRR University, Uttarakhand

Keywords:

Human-AI Collaboration, Commerce Education, Ethical Decision-Making, Entrepreneurial Competencies, Artificial Intelligence

Abstract

The present study examines the role of human-AI collaboration in developing ethical decision-making and entrepreneurial competencies among commerce and management students in Uttarakhand and Uttar Pradesh. A quantitative, descriptive, and analytical research design is proposed, involving 100 undergraduate and postgraduate students. The study explores AI utilization, ethical awareness, critical thinking, and entrepreneurial development. Illustrative findings indicate that 92% of respondents were aware of AI tools, while 78% used ChatGPT for academic purposes. Furthermore, 85% emphasized human accountability in AI-assisted decisions, 77% recognized AI's contribution to entrepreneurial idea generation, and 75% reported improved business problem-solving. However, only 58% expressed confidence in identifying algorithmic bias, highlighting potential ethical challenges. The study emphasizes the importance of integrating AI literacy, critical thinking, and responsible technological practices into commerce education. Human-AI collaboration may enhance entrepreneurial readiness while preserving ethical judgment, independent reasoning, and human accountability in business decisions.

References

I. Bacigalupo, M., Kampylis, P., Punie, Y., & Van den Brande, G. (2016). EntreComp: The entrepreneurship competence framework. Publications Office of the European Union.

II. Dellermann, D., Ebel, P., Söllner, M., & Leimeister, J. M. (2019). Hybrid intelligence. Business & Information Systems Engineering, 61, 637-643.

III. Digital Education Council. (2024). Global AI student survey 2024.

IV. Doshi, A. R., & Hauser, O. P. (2024). Generative AI enhances individual creativity but reduces the collective diversity of novel content. Science Advances, 10(28), eadn5290.

V. Dwivedi, Y. K., Kshetri, N., Hughes, L., Slade, E. L., Jeyaraj, A., Kar, A. K., et al. (2023). “So what if ChatGPT wrote it?” Multidisciplinary perspectives on opportunities, challenges and implications of generative conversational AI for research, practice and policy. International Journal of Information Management, 71, 102642.

VI. Government of India, Ministry of Education. (2020). National education policy 2020.

VII. Kasneci, E., Sessler, K., Küchemann, S., Bannert, M., Dementieva, D., Fischer, F., et al. (2023). ChatGPT for good? On opportunities and challenges of large language models for education. Learning and Individual Differences, 103, Article 102274.

VIII. Lo, C. K. (2023). What is the impact of ChatGPT on education? A rapid review of the literature. Education Sciences, 13(4), 410.

IX. Long, D., & Magerko, B. (2020). What is AI literacy? Competencies and design considerations. In Proceedings of the 2020 CHI Conference on Human Factors in Computing Systems (pp. 1-16). Association for Computing Machinery.

X. McKinsey Global Institute. (2023). The economic potential of generative AI: The next productivity frontier. McKinsey & Company.

XI. Miao, F., & Holmes, W. (2023). Guidance for generative AI in education and research. UNESCO.

XII. Noy, S., & Zhang, W. (2023). Experimental evidence on the productivity effects of generative artificial intelligence. Science, 381(6654), 187-192.

XIII. World Economic Forum. (2025). The future of jobs report 2025.

XIV. Zawacki-Richter, O., Marín, V. I., Bond, M., & Gouverneur, F. (2019). Systematic review of research on artificial intelligence applications in higher education—Where are the educators? International Journal of Educational Technology in Higher Education, 16, Article 39.

Downloads

Additional Files

Published

01-10-2026

How to Cite

Isha Tyagi. (2026). HUMAN-AI COLLABORATION IN COMMERCE EDUCATION: EXAMINING THE DEVELOPMENT OF ETHICAL DECISION-MAKING AND ENTREPRENEURIA. International Educational Applied Scientific Research Journal, 11(10), 08–17. Retrieved from https://ieasrj.com/journals/index.php/ieasrj/article/view/693