Dr. Aradhana Saxena. FROM UPI TO INTELLIGENT FINANCE: ASSESSING THE ROLE OF DIGITAL PAYMENT EXPERIENCES IN DEVELOPING FINANCIAL RESILIENCE AMONG GENERATION Z. International Educational Applied Scientific Research Journal [Internet]. 2026 Oct. 1 [cited 2026 Oct. 27];11(10):18-30. Available from: https://ieasrj.com/journals/index.php/ieasrj/article/view/697