DR. VIREN M. PATEL. A CRITICAL STUDY ON THE EFFECTIVENESS OF THE CAMEL MODEL: BENEFITS AND LIMITATIONS IN THE BANKING SECTOR. International Educational Applied Scientific Research Journal, [S. l.], v. 8, n. 11, 2023. Disponível em: https://ieasrj.com/journals/index.php/ieasrj/article/view/512. Acesso em: 10 oct. 2026.