• Bharat M. Patel I/c Principal, NGES MSW College, Patan


SHG, Financial Inclusion, Gujarat, India, PMJDY


The Indian government has prioritised financial inclusion since the Twelfth Five Year Plan (2012-17). When we talk about financial inclusion, we're referring to ensuring that everyone in society, especially the most vulnerable, has easy and affordable access to fundamental financial services like checking and savings accounts, credit cards, and insurance. In order to achieve financial inclusion, the central and state governments have implemented a variety of programmes, including the Pradhan Mantri Jan Dhan Yojana, the Business Correspondent and Facilitator Model, Branchless Banking, the Kisan Credit Card, the Pradhan Mantri Jeevan Jyoti Bima Yojana, the Pradhan Mantri Suraksha Bima Yojana, and so on. Financial Inclusion aims to open up the country's growth potential by making financial services available to the vast majority of the country's previously unbanked people. It is the goal of this study to examine the relationship between the PMJDY and the demographic variables of the respondents, as well as the implementation of the SHG programme in Ahmedabad District. Randomly picked from a Gujarati hamlet, this primary data study included 594 members of SHGs. There were three methods used by the researchers to examine the data: chi square, two tails, and one sample tests.


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