Ishwarbhai M. Rathod, Dr. M. P. Trivedi


The reforms of Indian Insurance Sector brought substantial changes in the level of competition, business environment, managing strategies, service quality and advance technology front. The wind of liberalization, globalization and privatization has opened new vistas in the insurance industry in the generation of intensely competitive environment. The insurance sector in India is passing through a period of structural changes under the combined impact of financial sector reforms in general and insurance sector in particular. The market for insurance services previously was monopolized while the market place was regulated and insurance companies were expected receive assured spread over their cost of funds and systematic demand for their products. In this study researcher has analysed financial performance two insurance companies of India. Financial data of HDFC Life Insurance Company Ltd and SBI Life Insurance Company Ltd has been analysed for the year 2015-16 to 2019-20.


Insurance, Financial Performance, HDFC Life Insurance, SBI Life Insurance

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