Dr. Devendrasinh Dalpatsinh Zala


The banking sector in India has a very big canvas of history. Private banking was started since starting of banking system in India. New private sector banks is one of the fastest growing sector in India. They promoted a world class institution in India having latest technology, new system, new standards of service and efficiency. The PSB have been the dominant role in the country’s financial system. Efficiency and profitability of the banking sector in India has assumed primal importance due to intense competition, greater customer demands and changing banking reforms. This study attempts primarily to measure the profitability of selected leading private banks of India. Profitability performance of these banks have been analysed for the period 2012-13 to 2016-17. Analyse the ratio here used financial ratio analysis (FRA) method which help to draw an overview about financial performance of private sector banks. This article provides important seed of knowledge and is very useful for bankers and new researchers.


Private Sector Banks, Profitability, India, Ratio Analysis

Full Text:



• Alexiou, C., & Sofoklis, V. (2009). Determinants of bank profitability: Evidence from the greek banking sec-tor. Economic Annals, 54(182), 93–118.

• Dietrich, A., & Wanzenried, G. (2011). Determinants of bank profitability before and during the crisis: Evidence from Switzerland. Journal of International Financial Markets, Institutions and Money, 21(3), 307–327.

• Dutta, S., Gupta, N., & Rao, P. H. (2013). Determinants of return on assets of public sector banks in India: An empir-ical study. Pacific Business Review International, 5(11), 23–28.

• Goddard, J., Molyneux, P., Wilson, J. O. S., & Wilson, J. O. S. (2014). Dynamics of growth and profitability in banking dynamics of growth and profitability in banking, 36(6), 1069–1090.

• Kedia, N. (2016). Determinants of profitability of Indian public sector banks, 2(3), 1–16.

• Khalfaoui, H., & Moufida, B. S. (2015). The determi-nants of banking performance: Empirical evidence from Tunisian Listed Banks, International Journal of Finance & Banking Studies, 4(2).

• Misra, S. D. (2015). Determinants of bank profitability in India, 10(2), 193–211.

• Naifar, N. (2015). The determinants of bank perfor-mance: An analysis of theory and practice in the case of an emerging market. Int. J. Business Environment, 3(4), 460–470.

• Narwal, K. P., & Pathneja, S. (2015). Determinants of pro-ductivity and profitability of Indian banking sector: A comparative study. Eurasian Journal of Business and Economics, 8(16), 35–58.

• Nassreddine, G., Fatma, S., & Anis, J. (2013). Determinants of banks performance: Viewing test by cognitive map-ping technique. International Review of Management and Business Research, 2(1), 20–36.

• Nouaili, M., Abaoub, E., & Ochi, A. (2015). The determinants of banking performance in front of financial changes: Case of trade banks in Tunisia. International Journal of Economics and Financial Issues, 5(2), 410– 417.

• Ongore, V. O., & Kusa, G. B. (2013). Determinants of fi-nancial performance of commercial banks in Kenya. International Journal of Economics and Financial Issues, 3(1), 237–252.

• Petria, N., Capraru, B., & Ihnatov, I. (2015). Determinants of banks’ profitability: Evidence from EU 27 bank-ing systems. Procedia Economics and Finance, 20(15), 518–524.


  • There are currently no refbacks.

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

Copyright © 2019 International Educational Applied Scientific Research Journal